1. Service provider and agreement
Privilix is provided by PRIVILIX PRIVATE LIMITED .
Registered address: Unit -603 604, FLOOR 6th, TOWER B BHUTANI ALPHATHUM, SECTOR 90, NOIDA, 201301.
These Terms form the agreement governing access to and use of Privilix unless a separate written commercial agreement applies to the relevant company or service.
By creating an account, accepting these Terms, accessing an authorised workspace or continuing to use an applicable Privilix service, you agree to comply with these Terms.
2. Eligibility and authority
A person creating a company workspace confirms that they are authorised to act for the company for the purpose of creating and administering that workspace.
Company identity and account information supplied to Privilix must be accurate and must not be intentionally misleading.
Privilix may reject, suspend or review duplicate, fraudulent, misleading or unauthorised company registrations.
A company name may be subject to duplicate-company controls. Where GSTIN is supplied, it may also be subject to duplicate-company checks.
3. Accounts and account security
Users must keep account credentials confidential and must not knowingly share credentials in a way that bypasses Privilix access controls.
Users must promptly report suspected unauthorised access or compromise.
Privilix may require email verification, authentication checks, session controls or other security measures before or during access.
A user is responsible for activity carried out through their account where that activity results from their intentional misuse or failure to take reasonable account-security precautions.
4. Company administration and employee access
Companies may appoint authorised administrators and manage employees, company-controlled content and workspace settings according to the roles, permissions and features available in Privilix.
Employees access Privilix through an eligible company workspace rather than purchasing an individual consumer membership from Privilix.
Employee access may depend on the company's current valid membership, user capacity, account status, role and applicable feature availability.
Company administration does not provide an unrestricted right to inspect private employee information.
5. Basic free trial
An eligible new company may receive a 30-day Basic trial through the Privilix company signup process.
The trial provides Basic membership access for the applicable trial period subject to eligibility, account verification, company status and Privilix security controls.
The Basic trial does not automatically convert into paid membership.
Privilix does not require a company to become a paid member merely because a trial was created or completed.
Trial eligibility may be limited to qualifying new company registrations and may not be available repeatedly for the same company identity.
6. Membership plans
Privilix currently presents the following membership structure:
- Basic: up to 50 company-side logins in total, including eligible company or HR administrators and employees.
- Standard: up to 500 company-side logins in total.
- Premium: up to 1,000 company-side logins in total.
- Elite: Coming Soon and not currently available for purchase or activation.
Plan features are described on the Privilix Features and Pricing pages. Feature availability may also depend on account status, company-specific settings, permissions and applicable paid add-ons or overrides.
7. Public pricing
Unless a separate written agreement states otherwise, the current public base membership prices are:
- Basic: ₹1,799 per month or ₹15,999 per year.
- Standard: ₹16,999 per month or ₹127,999 per year.
- Premium: ₹29,999 per month or ₹229,999 per year.
- Elite: Coming Soon; no current public price applies.
Public prices are base Privilix membership prices unless expressly stated otherwise.
8. Taxes and additional charges
Applicable taxes are additional to the base membership price unless expressly shown as included.
Currency-conversion charges, bank charges, payment-processing or gateway charges, cross-border charges and similar third-party charges may also be separate where applicable.
The existence of a membership price does not mean that every payment method or payment-processing capability is currently available.
9. Membership requests and approval
A company may be required to submit a commercial, upgrade or renewal request for review before proceeding with paid billing.
Administrative or Super Admin approval of such a request means only that the approved commercial request may proceed to the applicable billing stage.
Approval does not itself activate paid membership.
Approval also does not represent confirmation that payment has been received.
10. Paid membership activation
Privilix does not treat a public pricing selection, commercial request, administrative approval, invoice, coupon or billing preview as proof of payment.
When supported paid payment processing is introduced, paid membership is intended to become active only after Privilix receives and successfully verifies the relevant payment event on the server.
Until a supported payment mechanism has produced the required verified payment result, an approved paid request does not by itself provide paid membership access.
Privilix does not currently represent that a public payment gateway is available unless the product expressly displays such a supported capability.
11. Renewals
Paid membership does not automatically renew merely because a previous membership existed or because a renewal request has been submitted or approved.
A new paid membership period is intended to require successful server-verified payment for that renewal period once supported payment processing is available.
A renewal approval without the required verified payment does not itself extend paid access.
Privilix will not treat silence, continued account existence or an earlier payment as authorisation to create a new paid period.
12. Coupons, promotions and discounts
Privilix may make promotional pricing, coupons or company-specific commercial arrangements available from time to time.
Unless an applicable written offer expressly states otherwise, a discount applies only to the base Privilix membership price.
Discounts do not reduce applicable taxes, currency-conversion charges, bank charges, payment-processing or gateway charges, cross-border charges or similar external charges.
A coupon, promotion, discount calculation or invoice is not itself evidence of payment and does not activate paid membership.
13. Company-specific feature access
Privilix may provide an authorised company with specific feature overrides, add-ons or additional access without changing the company's underlying base membership.
Such access remains subject to the applicable commercial terms, company status, feature controls and Privilix permissions.
A feature override does not automatically change user capacity, billing period or the underlying membership unless Privilix expressly states that it does.
14. Acceptable use
Users must not:
- Attempt to bypass authentication, permission, plan, tenant or other access controls.
- Attempt to obtain access to another company's workspace without authorisation.
- Upload or distribute malware, malicious code or intentionally harmful content.
- Interfere with service availability, infrastructure or security controls.
- Impersonate another person or company.
- Use Privilix for fraudulent, unlawful, abusive or deceptive activity.
- Scrape, probe or test Privilix systems in a manner that creates security or availability risk without written authorisation.
- Use the service in violation of applicable law.
15. Employee privacy boundaries
Company administrators may manage the company workspace, employees, company-controlled content and permitted company analytics.
That administrative role does not give a company unrestricted access to an employee's private financial information.
Personal employee financial calculator inputs and individual calculator results are intended to remain private from the company.
Company analytics remain focused on aggregate participation, engagement and adoption rather than exposing private employee financial values.
Additional privacy information is provided in the Privacy Policy .
16. Calculators and financial information
Privilix calculators, financial-wellness materials and educational information are informational tools unless Privilix expressly states otherwise.
Calculator outputs depend on the information and assumptions supplied by the user and may not account for every individual circumstance, legal rule, tax treatment, lender practice, market condition or financial product term.
Privilix calculator outputs are not a substitute for personalised financial, investment, legal, accounting or tax advice.
Users remain responsible for obtaining appropriate professional advice before making significant financial decisions.
17. Third-party services, partners and external links
Privilix may provide links or access to third-party products, benefits, professional services, marketplaces, affiliate services or other external resources.
Unless expressly stated otherwise, third-party products and services are provided by the relevant third party and may be governed by separate terms, eligibility rules, pricing and privacy practices.
Privilix does not control every third-party service simply because it is accessible through or linked from the Privilix platform.
18. Company and user content
Companies and users retain rights they lawfully hold in content they provide to Privilix.
By providing content that must be processed for a Privilix feature, the relevant user or company permits Privilix to process that content to the extent reasonably necessary to operate, secure and provide the requested service.
Users and companies must have the necessary rights or authority to submit content they provide to Privilix.
19. Privilix intellectual property
Privilix software, branding, platform design, interfaces, documentation and original platform materials are protected by applicable intellectual property rights.
These Terms do not transfer ownership of Privilix intellectual property to a company or user.
Except where permitted by law or an applicable written agreement, users must not reproduce, reverse engineer, resell or commercially exploit protected Privilix technology or materials.
20. Service availability and product changes
Privilix may improve, modify, add, replace or retire features as the platform evolves.
Feature availability may vary by membership, company configuration, permissions, service status and product release.
Privilix aims to provide a reliable service but does not promise uninterrupted, completely error-free or permanently unchanged availability.
Elite is currently a future membership and its eventual features, capacity, pricing and launch date may differ from preliminary descriptions.
21. Suspension and termination
Privilix may suspend or restrict access where reasonably necessary to:
- Protect service or account security.
- Respond to suspected fraud or unlawful activity.
- Prevent abuse or material breach of these Terms.
- Protect another company, user or Privilix.
- Respond to non-payment where a valid paid membership obligation applies.
- Comply with a lawful requirement.
- Enforce expiry or termination of applicable trial or membership access.
Where reasonable and legally permitted, Privilix may provide an opportunity to resolve a remediable issue before permanent termination.
22. Privacy and data protection
Personal data is handled as described in the Privilix Privacy Policy and any specific notice presented when information is collected.
Applicable company-specific privacy, processor or data-processing terms may also apply where separately agreed.
23. Warranties
Privilix aims to provide the service with reasonable care and appropriate security controls.
Except for warranties that cannot lawfully be excluded, Privilix does not guarantee that every feature will always be uninterrupted, error-free, suitable for every individual purpose or compatible with every third-party service.
Any warranties expressly provided in an applicable written commercial agreement continue to apply according to that agreement.
24. Limitation of liability
To the extent permitted by applicable law, Privilix's liability is subject to the limitations contained in any applicable written commercial agreement.
Where no separate limitation has been agreed, liability will be determined according to applicable law and the nature of the relevant service and loss.
Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or restricted.
25. Indemnity
To the extent permitted by applicable law, a company is responsible for claims arising directly from its unlawful use of Privilix, unauthorised content it submits, deliberate violation of another person's rights or material breach of these Terms.
This clause does not require a company or user to indemnify Privilix for losses caused by Privilix's own unlawful conduct to the extent such liability cannot lawfully be shifted.
26. Changes to these Terms
Privilix may update these Terms as the platform, memberships, commercial model or legal requirements evolve.
Material updates will be versioned.
Where required, Privilix may provide an updated notice or require acceptance of revised Terms before continued use of affected services.
Updating these Terms does not rewrite the historical version previously accepted for an earlier event; Privilix may retain applicable versioned consent evidence.
27. Governing law and jurisdiction
Unless a separate written commercial agreement specifies otherwise, these Terms are governed by the laws applicable to the Privilix operator at its registered place of business, subject to any mandatory law that applies to the relevant user or transaction.
Disputes are subject to the courts, tribunals or other forums having lawful jurisdiction over the Privilix operator's registered place of business, unless applicable law or a separate written agreement requires another forum.
28. General provisions
If one provision of these Terms is held invalid or unenforceable, the remaining provisions continue to apply to the extent permitted by law.
A failure by Privilix to enforce a provision on one occasion does not automatically waive the right to enforce it later.
Where a separate written commercial agreement conflicts with these Terms, that agreement controls for the relevant company and subject matter to the extent of the conflict.
29. Contact
Questions about these Terms may be sent to: [email protected] .
Privacy-related requests should use the Privacy Rights Center where applicable.